The end of 2018 is coming, and by that time most of us will be burning with Christmas. In this case, since we are people, we tend to over-spend. Of course, this can be done. Many are able to borrow various commodity loans or payday loans to use as gifts. It’s not lucky, but it’s not always a bad decision. We always say that credit is not bad, you just have to pay attention.
Not worth doing
We have been watching people for years, as we used to shop for Christmas ourselves. We have become aware of the fact that more and more people are making conscious purchases and are not starting to waste money. We consider this to be absolutely positive and support it. But there’s the other extreme….
Well, it is very dangerous when we hear of a bargain on a plasma TV start-up. Not to mention that after that, the buyer strives to keep the monthly installment as low as possible (on the order of 15,000 a month, place 3,000 forints a month).
Another one that we do not recommend to anyone is to buy the 8th gift on loan. Is it worth considering that other gifts are not enough?
If you take out a loan
As we recommend for home loans, we do it now. Do not take credit on an adhoc basis. Don’t borrow money from the financial institution that is next to the store where you would like to buy it. We can lose a lot of money. Use the astroloan payday loan calculator! We’ll show you why:
In case of a payday loan of 800 HUF, the difference between the repayable amounts is not less than 200 thousand HUF. That is, a quarter of what we recorded. Don’t throw this money out the window at Christmas!
To sum up, there are situations where it is completely unnecessary to borrow a payday loan. However, there are justified cases and fortunately, there are also expensive loans. Your job is not to rush into a loan, but use the calculator and choose the one that is most financially beneficial to you. Contact us, we will help!